An Underwriter is required to join a successful fast growing Fintech consumer lending business with 200 staff based in the UK. They are the market leader in their sector, with fantastic modern office and a great working environment.
This business also offers many opportunities for career progression.
This role is part of a team that ensures timely and accurate administration of finance loan products. This includes processing applications online, liaising with customers and colleagues and dealing with queries. Ensuring accuracy at all times, and that the company's processes and
procedures are followed.
Responsibilities:
- Underwrite referred deals to policy and mandate
- Make confident decisions in line with business rules and processes
- Manage ‘more information’ queries
- Investigate potential frauds, PEP and sanctions matches
- Verification of the completeness and accuracy of credit proposals
- Keep electronic and paper filing in order at all times
- To keep up to date with the company’s products
- To present the company in a professional and confidential manner at all times
Experience & Qualifications:
- Good educational background with proficiency demonstrable in Math’s and English
- Computer literate, including MS office products and email
- Experience of working in a team in an office environment
- Ideally 1-2 years previous underwriting experience - preferably in a consumer finance environment
- Knowledge of TCF
- Ability to understand and comply with documented processes and procedures
- SME experience preferred
Benefits:
- Continuous support and ongoing training
- Excellent progression and career development within the company
- Support for courses and personal development
- 25 days holidays + bank holidays and a day off for your birthday
- Subsidised gym membership
- Private medical insurance after probation
- Life insurance
- Childcare Vouchers
- Cycle to work scheme
- Technology Loan Scheme
Perm / 37.5 hours a week (8.5 hours per day inc. 1 unpaid hour for lunch = 7.5 hours a day)
You must be able to reliably commute to their office. Standard office hours however, 1 weekend in 4 may need to do a Saturday 9-5 (day in lieu earnt for working them) and occasional bank holidays throughout the year